Borrowing with EXPERT MORTGAGE

Manny Johar


(888) 646-7596
(888) 810-4304
manny@mannyjohar.ca




RESIDENTIAL MORTGAGES:

If you are fully qualified for a mortgage, EXPERT MORTGAGE can offer you some of the lowest rates in the industry! We have access to both fixed and variable rate mortgage products that blow the competition out of the water!

If you are not fully qualified to borrow from an institution, then we can draw upon our network of OVER 400 PRIVATE LENDERS, many of which will provide you with first, second, and third mortgages, EVEN IF YOU HAVE...

  • HORRIBLE CREDIT
  • Bankruptcy
  • Mortgage Arrears
  • Tax Arrears
  • Power of Sale
  • UNEMPLOYMENT
  • Self-Employment
  • Pension Income
  • Disability Income

COMMERCIAL MORTGAGES:

EXPERT MORTGAGE is one of only a handful of mortgage brokers that also has a FULL-TIME IN-HOUSE COMMERCIAL SPECIALIST with over 20 years of commercial expertise, to help you obtain the lowest rates and best products. We can help you with any commercial transaction. Here are just some of the many types of loans we can help you with...

  • Storefront with or without apartments
  • Multi-unit residential
  • Apartment buildings
  • Office buildings
  • Commercial condos
  • Strip plazas
  • Industrial buildings
  • Commercial building lots
  • Raw land
  • Business loans
  • Equipment leasing
  • Factoring

CONSTRUCTION LOANS:

Whether you're just a regular person building your dream home, an experienced builder planning a subdivision, or a business owner constructing a commercial building, our FULL-TIME IN-HOUSE COMMERCIAL SPECIALIST will give you the best chance possible to get your loan approved. EXPERT MORTGAGE understands just how tricky these types of loans can be. We are one of the few companies in the industry with the expertise to make it happen!

AGRICULTURAL LOANS

Most banks underwrite loans using standard commercial lending guidelines that don't make any sense for farms. Talk to us if you'd like to...

  • Buy more land or newer equipment
  • Repair or construct new buildings
  • Refinance your existing debts
  • Buy quota

We can offer qualified farmers...

  • Up to 80% of FULL farm value
  • Up to 30 year amortization
  • Operating lines of credit

Call EXPERT MORTGAGE even if everyone else has said NO! With over 400 PRIVATE LENDERS at our disposal EXPERT MORTGAGE can get you a mortgage even with...

  • Bad Credit
  • Poor cashflow
  • Power of Sale
  • Mortgage Arrears
  • Tax Arrears

Our credit was destroyed after we had a bad year. We needed to expand our facility. I explained to the bank that the expansion would make us profitable. I proved it on paper. They still declined us. I never heard of your no questions asked private loans but you gave me $500,000 with no paperwork. That was a Godsend. My wife and I appreciate it from the bottom of our hearts and we won't let you down.

The bank refused to value my property based on all 211 acres. They said that their 'rules' limited it to 5 acres. Personally, I think that's biased against farmers. I didn't know that you had lenders who would value my property on all the acres. I finally got a large enough loan to tie all my debt into one payment. Thanks!


EXPERT MORTGAGE 2012

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5975 Whittle Rd., Suite 230, Mississauga ON, L4Z 3N1
647.724.8100 | F. 1.866.273.5436